Divorce & Family Law

What You Need to Know About Alimony and Maintenance Laws in 2026

By Advocate Sharan Jain

What You Need to Know About Alimony and Maintenance Laws in 2026

There is no formula for alimony in India. Courts fix maintenance on the facts of each marriage, and since Rajnesh v Neha, (2021) 2 SCC 324, they do it on the basis of a sworn Affidavit of Disclosure of Assets and Liabilities that both spouses must file. If you take one thing from this guide, take that: the affidavit, not the argument, is what decides the number.

Part of the maintenance and alimony practice at S Jain & Attorneys, Bangalore.

This is a working guide to how alimony and maintenance are actually decided in Indian courts in 2026, which statute to file under, what the court will want to see, what the realistic ranges are, and the mistakes that cost people money on both sides. If your matter is live, our family and divorce law practice handles maintenance in the Bengaluru family courts.

Alimony and maintenance are not the same thing

The words get used interchangeably in conversation and they should not be. The distinction decides which provision you file under and whether the amount can be revised later.

Maintenance is ongoing support, usually monthly. It can be claimed while the marriage still subsists, during the case as interim maintenance, and after divorce. It is variable: either side can apply to increase or reduce it if circumstances change.

Alimony in Indian usage almost always means permanent alimony, the final settlement made at the time of divorce, often as a one-time lump sum. It is intended to be a clean break, and once accepted it is very hard to reopen.

Key takeaway. Monthly maintenance keeps the door open. A lump sum closes it. That single difference should drive the decision, not whichever number happens to look bigger on the day.

Which provision applies to you

The right section depends on your religion, whether you are seeking relief during the case or after divorce, and which forum you are already in.

ProvisionWho can claimWhenKey feature
S.24, Hindu Marriage Act, 1955Either spouse, gender neutralWhile a matrimonial petition is pendingInterim maintenance plus litigation expenses
S.25, Hindu Marriage Act, 1955Either spouse, gender neutralAt or after the decreePermanent alimony, can be a lump sum or periodic; can be varied or rescinded
S.144, Bharatiya Nagarik Suraksha Sanhita, 2023Wife, children, parentsAny time, no divorce neededReplaced S.125 CrPC. Summary, secular, quickest route to an order
S.18, Hindu Adoptions and Maintenance Act, 1956Hindu wifeWhile the marriage subsistsRight to separate residence and maintenance on specified grounds
S.20, Protection of Women from Domestic Violence Act, 2005Aggrieved womanIn DV proceedingsMonetary relief, can run alongside other claims
Muslim Women (Protection of Rights on Divorce) Act, 1986Divorced Muslim womanAfter divorceRuns in addition to, not instead of, the secular route

On that last row, note Mohd Abdul Samad v State of Telangana, 2024 INSC 506. The Supreme Court held that a divorced Muslim woman may claim maintenance under the general provision (then Section 125 CrPC, now Section 144 BNSS), and that the 1986 Act does not displace that right. The two remedies are cumulative, not alternatives.

The affidavit that decides the number

Before Rajnesh v Neha, maintenance was, in the Supreme Court's own assessment, decided on scanty material and a degree of guesswork: wives tended to overstate need and husbands tended to understate income. The Court's answer was procedural. It made an Affidavit of Disclosure of Assets and Liabilities mandatory in every maintenance proceeding across India, including matters already pending, whether before a Family Court, a District Court or a Magistrate.

What the affidavit captures: salary and allowances, business or professional income, rental income, agricultural income, investments and their yield, bank balances, immovable property, vehicles, gold and jewellery, loans and EMIs, dependants, and standard monthly expenditure. Supporting documents follow, typically salary slips, income tax returns for three years, Form 16, and bank statements.

The procedure has teeth. The respondent must file the reply along with the affidavit within about four weeks, and courts are directed not to grant more than two opportunities to do so. If a party does not comply, the court can strike out the defence and can draw an adverse inference about income.

Deadline warning. The Supreme Court had to re-circulate Rajnesh v Neha to judges and judicial academies in 2023 because the guidelines were not being followed consistently. Do not assume the court will raise the affidavit on its own. Ask for it, file yours properly, and press for the other side's.

Four elements make the disclosure requirement bite.

What the affidavit captures

Salary, business, rental and agricultural income, investments and their yield, bank balances, immovable property, vehicles, gold, loans, dependants and standard monthly expenditure.

Documents that go with it

Salary slips, income tax returns for three years, Form 16 and bank statements are the papers that ordinarily follow the affidavit.

Four weeks to reply

The respondent must file the reply along with the affidavit within about four weeks, and courts are directed not to grant more than two opportunities.

The price of not filing

Where a party does not comply, the court can strike out the defence and can draw an adverse inference about that party's income.

What courts actually weigh

There is no statutory formula, and the frequently quoted "25 per cent of net salary" is a rule of thumb from case law, not a rule of law. What the court is really doing is comparing two things: the standard of living the claimant enjoyed in the marriage, and the paying spouse's genuine capacity.

The factors that move the number, roughly in order of weight:

  1. Income and earning capacity of both spouses. Not just what is earned, but what could reasonably be earned. A qualified spouse who has stopped working without explanation will be assessed on capacity.
  2. Standard of living during the marriage. The benchmark is the marital lifestyle, not a subsistence figure.
  3. Duration of the marriage. A long marriage, especially one where the claimant left the workforce, pulls the figure up and makes permanent rather than time-limited support more likely.
  4. Child custody and care. The parent with day to day care carries costs the other does not. Child maintenance is separate from spousal maintenance and should be claimed separately.
  5. Age and health. Illness or disability that prevents employment changes both quantum and duration.
  6. Reasonable needs and liabilities of the payer. Genuine EMIs, dependent parents and existing maintenance obligations are accounted for. Recently created liabilities are treated with suspicion.
  7. Non-monetary contribution. Homemaking and child-rearing are recognised contributions to the marriage, not a discount on the claim.

Conduct matters less than most people expect. Adultery or desertion can affect a claim, particularly under Section 125 style provisions, but courts are reluctant to let maintenance become a punishment. Do not build the case on the other person's behaviour when the affidavit is where the case is actually won.

From which date is maintenance payable?

This is the most valuable single point in Rajnesh v Neha and the one most often missed. The Supreme Court held that maintenance should ordinarily be awarded from the date of the application, not from the date of the order.

Given that a contested maintenance application can take a year or more, that difference is often the largest sum in the case. Arrears can be directed to be paid in a lump sum or in instalments. Ask for it expressly in the application.

Enforcement, which is where most orders fail

An order is not money. Non-payment is common, and the remedies are:

  • Execution before the same court that passed the order, including attachment of salary at source through the employer.
  • Attachment and sale of property.
  • Warrant of arrest and civil imprisonment for wilful default under the BNSS route.
  • Where an order is flouted repeatedly, contempt in appropriate cases.

Practical point: ask the court to direct payment into a specified bank account by a fixed date each month, and to direct the employer to deduct at source where the payer is salaried. An order drafted that way is enforced by a bank statement rather than by a fresh round of litigation.

Lump sum or monthly? How to decide

One-time lump sumMonthly maintenance
CertaintyComplete. Nothing to enforce later.Depends on the payer continuing to pay.
RevisionEffectively final.Either side can apply to vary on changed circumstances.
Risk to the recipientInflation, and the money running out.Default, and years of execution proceedings.
Risk to the payerLarge single outflow, often needing a sale or a loan.An open-ended obligation that can be increased.
Best suited toPayers with assets but volatile income; recipients who want a clean break.Salaried payers; recipients whose needs may rise, for example with children.

On tax, the general position is that a one-time lump sum received as alimony is usually treated as a capital receipt and not taxed as income, while periodic maintenance is treated differently. The treatment is fact specific and worth confirming with a chartered accountant before you sign. We deal with it separately in our guide on whether alimony is taxable in India.

What I tell clients

Two things, and they apply whichever side of the case you are on.

First, the case is won or lost on documents, not on adjectives. The spouse who arrives with three years of returns, salary slips, bank statements and a properly completed affidavit is believed. The spouse who arrives with a story about the other one's undisclosed cash is not, unless they can point to something on paper. If you genuinely believe income is being concealed, the route is disclosure and adverse inference, not assertion.

Second, be careful what you optimise for. I have seen a spouse fight for eighteen months to increase a monthly figure by a few thousand rupees and spend more than the difference in fees and lost working days, while a reasonable settlement was available in month two. Maintenance litigation has a point at which winning costs more than settling. Know where that point is before you start.

Frequently Asked Questions

How is alimony calculated in India?

There is no statutory formula. Courts weigh the income and assets of both spouses, the standard of living during the marriage, its duration, the age and earning capacity of the claimant, and child-care responsibilities. The commonly quoted figure of about 25 per cent of the payer's net income is a judicial rule of thumb, not a legal rule, and courts depart from it in both directions.

Can a working wife claim maintenance?

Yes. Employment does not bar a claim. The question is whether her own income allows her to maintain a standard of living reasonably comparable to the marriage. A significant income gap can still support an award, though the amount will reflect what she earns.

Can a husband claim maintenance from his wife?

Under Sections 24 and 25 of the Hindu Marriage Act, yes, the provisions are gender neutral. The BNSS Section 144 route, like Section 125 CrPC before it, is available to a wife, children and parents, not to a husband.

From what date is maintenance payable?

Ordinarily from the date of the application, not the date of the order, following Rajnesh v Neha. Claim arrears expressly.

What happens if the other side does not file the affidavit of disclosure?

Courts are directed to allow no more than two opportunities. Beyond that the defence can be struck out and the court may draw an adverse inference on income.

Can maintenance be increased or reduced later?

Monthly maintenance can be varied on proof of a material change in circumstances, such as job loss, a substantial rise in income, remarriage or a change in the children's needs. A lump sum settlement accepted in full and final settlement is, for practical purposes, final.

Can I claim maintenance without filing for divorce?

Yes. Section 144 BNSS, Section 18 of the Hindu Adoptions and Maintenance Act and Section 20 of the Domestic Violence Act are all available while the marriage subsists.

Does a divorced Muslim woman have to rely only on the 1986 Act?

No. In Mohd Abdul Samad v State of Telangana (2024) the Supreme Court held that the secular maintenance provision remains available to her, and that the two remedies operate in addition to each other.

How long does a maintenance case take in Bengaluru?

Interim maintenance is often decided within a few months of the application if the affidavits are filed promptly. A contested final determination commonly runs one to two years. These are indicative ranges based on ordinary court workload, not commitments.

This article is general legal information, not advice on any specific marriage. Maintenance turns entirely on facts and documents, so speak to a qualified family-law advocate before filing or settling.

Interim & Pendente Lite

Support during the case , Section 24 HMA covers litigation expenses and monthly maintenance while proceedings are pending; Section 144 BNSS requires interim claims to be decided within 60 days.

Permanent Alimony

Awarded on or after a decree under Section 25 HMA, as a lump sum or periodic payment. There is no fixed percentage , courts weigh income, status, needs and conduct of both parties.

Religion-Neutral Maintenance

Section 144 BNSS (formerly Section 125 CrPC) lets any wife, child or parent unable to self-support claim maintenance, regardless of religion , confirmed for divorced Muslim women in Mohd. Abdul Samad (2024).

Mandatory Disclosure

Under Rajnesh v. Neha (2021), both spouses must file a standardised Affidavit of Assets & Liabilities so the court can fix a fair, evidence-based amount.

Date of Award

Maintenance is generally granted from the date of the application, not the date of the order , preventing delay from defeating a genuine claim.

References

  1. Rajnesh v Neha, (2021) 2 SCC 324 (Supreme Court, 4 November 2020), directions making the Affidavit of Disclosure of Assets and Liabilities mandatory in all maintenance proceedings, and maintenance ordinarily payable from the date of application.
  2. Hindu Marriage Act, 1955, Sections 24 & 25, Section 24 provides interim maintenance and litigation expenses during proceedings; Section 25 empowers the court to grant permanent alimony (lump sum or periodic) on or after a decree.
  3. Bharatiya Nagarik Suraksha Sanhita, 2023, Section 144 (replacing Section 125 CrPC), religion-neutral provision allowing a wife, child or parent unable to maintain themselves to claim maintenance; interim claims to be decided within 60 days.
  4. Rajnesh v. Neha, (2021) 2 SCC 324 (Supreme Court of India), laid down comprehensive maintenance guidelines, including a mandatory Affidavit of Disclosure of Assets and Liabilities by both spouses and that maintenance is generally payable from the date of the application.
  5. Mohd. Abdul Samad v. State of Telangana, 2024 INSC 506 (Supreme Court of India, 10 July 2024), held that a divorced Muslim woman can claim maintenance under Section 125 CrPC (now Section 144 BNSS), independent of the Muslim Women (Protection of Rights on Divorce) Act, 1986.
  6. Vinny Parmar v. Paramvir Parmar, (2011) 13 SCC 112 (Supreme Court of India), on permanent alimony under Section 25 HMA, the court must consider the status of the parties, their respective needs, the husband's income and obligations; there is no rigid percentage formula for quantum.

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About the Author

Advocate Sharan Jain

Advocate based in Bangalore, practising before the Karnataka High Court and District, Sessions, Consumer and Family courts. Writes on civil, criminal, corporate, family and constitutional law to make Indian law more accessible.

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