Parents are already natural guardians, so most day-to-day decisions need no certificate at all. The certificate matters at specific pressure points.
Natural guardianship first
Under the Hindu Minority and Guardianship Act, 1956, the natural guardian of a Hindu minor is the father, and after him the mother, with the mother being the natural guardian of a child below five. A natural guardian can do most things without any court order.
Where a court order becomes necessary
- Dealing with a minor's immovable property. Section 8 of the 1956 Act requires the previous permission of the court for a natural guardian to mortgage, charge, sell, gift or exchange a minor's immovable property, or to lease it beyond certain periods. A sale without that permission is voidable at the minor's instance, which is why buyers' lawyers insist on it.
- Where there is no natural guardian, or the natural guardian is unfit, and someone must be appointed under the Guardians and Wards Act, 1890.
- Claiming or operating funds for a minor: insurance proceeds, compensation awards, bank deposits and shares, where the institution requires a guardianship certificate.
- For an adult unable to manage their affairs, for example a person with severe intellectual disability or in a persistent vegetative state. Here the National Trust Act, 1999 provides for a Local Level Committee to appoint a legal guardian for persons with autism, cerebral palsy, intellectual disability and multiple disabilities, which is usually simpler than a court petition.
This is where the issue bites in practice. If a minor holds even a fractional share, usually through inheritance, the sale needs court permission for that share. Skipping it leaves the buyer with a title the minor can challenge on attaining majority, and within the limitation period that then runs. Verify this at the due diligence stage, not at registration.
How the petition runs
A petition before the District Court or Family Court, with notice to interested parties, an inquiry into the welfare of the minor, and often a direction that sale proceeds be deposited in a fixed deposit in the minor's name until majority. Expect the court to require accounts.